Health Insurance
Having the right health insurance coverage to suit your needs is essential to your overall well-being. Health insurance helps pay medical expenses, including treatment for severe medical conditions and preventive care. This coverage may reduce how much it costs to get necessary health care. Contact our agency to learn more about your health insurance options and to get a quote.
Is Health Insurance Required?
There are no laws that require individuals to carry health insurance. Access to health insurance coverage can help minimize the costs of preventive care and medical treatment. With a health insurance plan, you’ll have access to doctors and hospitals, typically at a lower price than you’d pay if you were uninsured. If you need assistance determining which health insurance options best suit your needs, contact an agent.
What Are My Health Insurance Options?
There are several health insurance plans and additional coverage options to help you access necessary health care services, including:
- Individual and family plans.
- Group health insurance plans.
- Vision and dental insurance.
- Prescription insurance.
- Health savings accounts (HSAs).
- Disability insurance.
- Supplemental insurance.
- Long-term care (LTC) insurance.
- Travel health insurance.
- Medical expense health insurance.
Our agents can help evaluate your situation, recommend coverages that fit your budget and help you choose a health insurance company.
How to Get Health Insurance
Downey & Company is prepared to help you determine the best coverage option for your health care needs. To learn more about health insurance or to get started with a policy, reach out to an agent today.